Pre Paid Cards presented to you by credit cards for people with bad credit
Pre Paid card by Account
Now™
Vantage Debit MasterCard®
Card Detail
issued by MetaBank |
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The Account Now™ Vantage Debit MasterCard®, issued by MetaBank, is a stored value card designed for those who may
have difficulty in obtaining a standard unsecured credit card.
Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to
offset future purchases made with the card.
Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The
card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.
It is important to note that there are some fees associated with this card that include a processing fee of $19.95 and a monthly
participation fee of $4.95, which amounts to $59.40 annually. It should also be noted that there is a $0.50 transaction fee that
is charged for each purchase made with the card. So, in the first year alone, a cardholder can expect to pay a minimum total of
$79.35 in fees.
It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven
transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit
reporting agency.
Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying
upfront fees, and would like the opportunity to participate in the credit builder service will find the Account Now™ Vantage
Debit MasterCard® to be a beneficial option.
This card offers cardholders their choice of three unique plans, which differ in terms of the fees and the services that are
offered, so cardholder should review the terms and conditions before applying to see which plan will fit their needs the most
(the current card review reflects the plus plan).
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Terms and Conditions
Note: The review on this card was updated on 3/28/2007. The review is believed to be accurate during the update,
however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and
Conditions statement that accompanies the credit card application. All credit card content is provided by CardOffers.com,
Inc.
Card Category: Pre-Paid for people with no credit or bad credit
No introductory rate available.
No APR
Annual Fee:$0
Additional Perks/Notations
Perks:
Access to free credit builder program.
Free bill pay service for the first 7 transactions per month.
No liability for unauthorized transactions.
See website for additional benefits.
Additional Notations:
This card offers cardholder their choice of three unique plans, which differ in terms of the fees and the services that are
offered, so cardholder should review the terms and conditions before applying to see which plan will fit their needs the most
(the current card review reflects the plus plan).
$0.50 fee for U.S. purchases.
$1 fee for ATM balance inquiries.
$1 fee for international purchases.
No credit checks or turndowns.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
See website for complete terms and conditions of card usage and application disclosure.
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